Bill Sullivan

Senior Director & Group Manager, Nacha

Bill is responsible for Nacha’s government relations and industry outreach in support of the organization’s strategic objectives for the ACH Network and national association, to benefit the Nacha membership and those who utilize the ACH Network. 

Day 2 | "Washington Insider: Payments Policy and Politics" | 1:15 - 2:15pm

Bradley Wilkes

CEO and Co-Founder, Open Payment Network (OPN)

Bradley Wilkes, the CEO and co-founder of Open Payment Network, Inc., OPN^®, provides next-generation real-time payment for financial institutions and their customers. OPN is a founding sponsor of the US Faster Payments Council. Before founding OPN, Bradley founded ProPay, Inc., a registered ISO/MSP and third-party payment processor for payment card networks and their member Financial Institutions. He’s been awarded six payment-related patents by the U.S. Patent and Trademark Office. He received an MBA in Technology Management from the University of Phoenix and a Bachelor of Science from Brigham Young University. 

Day 1 | "Keynote: Cracking the Code: Understanding and Implementing Instant Payments Solutions" | 9:15 - 10:30am

Chad Frank, AAP, APRP, CCBIA

Executive Vice President of Risk and Compliance, PaymentsFirst

Chad Frank is the Executive Vice President of Risk and Compliance for PaymentsFirst. Chad is an Accredited ACH Professional (AAP), an Accredited Payments Risk Professional (APRP), and a Certified Community Bank Internal Auditor (CCBIA) through the ICBA. Chad joined PaymentsFirst in January of 2017. 

Prior to PaymentsFirst, Chad worked for 13 years and held many positions with SmartBank (formerly Cornerstone Community Bank). Chad’s positions included ACH Manager, where he oversaw the bank’s ACH activity. This included managing Third-Party Sender relationships and processing. Chad also served as the Internal Audit Manager where he developed an Enterprise Risk Management foundation for the bank’s risk platform. Prior to leaving SmartBank, Chad served as the Director of Deposit Operations and was involved in merging SmartBank and Cornerstone’s core deposit systems. As Director of Operations, Chad oversaw the ACH, wire, debit/credit card, online banking, and remote deposit capture activities. 

Chad is an active participant on the Center for Payments Staff Development group and a member of Nacha’s Risk Management Advisory Group (RMAG). 

Chad is a graduate of the University of Tennessee Chattanooga where he graduated Cum Laude and received his B.S., Business Administration with a focus in Finance. In addition to receiving his AAP, APRP, and CCBIA, Chad completed the Tennessee Bankers Association’s Internal Audit & Risk Assessment School in 2013.

Day 2 | "Payments Risk and Compliance: Current Ponderings and Common Audit Findings" | 10:50 - 11:40am

David Rathke, NCP

Item Processing, Lockbox and Document Imaging Solutions Architect, FIS

David joined FIS in 2017 as the Item Processing product manager before joining the sales team in 2019 supporting the Item Processing and Distributed Capture channels. Prior to joining FIS, he worked at Frost Bank for 30 years in various roles including Item Processing Site Manager, Float Manager and Treasury Management Product Manager. David is a National Check Professional and currently serves on the NCP Editorial Board. 

Day 1 | "Combatting Check Fraud: Strategies for Detection and Prevention" | Woodland CD | 10:40 - 11:30am

Debbie Smart, CTP, NCP

Senior Product Marketer, Q2

As a senior product marketer at Q2, Debbie Smart serves as the voice of the modern banking customer and the evolving financial services industry. With more than 40 years of banking and treasury management experience, Debbie works to deeply understand Q2’s existing and desired customers, leveraging market research and competitive intelligence to forge new partnerships and influence product capabilities across Q2’s business product suite. Prior to joining Q2, Debbie served in multiple senior management roles in the financial services industry where she guided product development, payments innovation and more. She also spent many years at an FI managing the cash management department and operations for electronic payments. Throughout Debbie’s career in financial services, she has been a featured speaker at numerous industry-wide conferences and has served on multiple boards, councils and task forces, including the Association for Financial Technology Board of Directors, NACHA’s Payments Innovation Alliance, the Federal Reserve System’s Faster Payments Task Force and the U.S. Faster Payments Council. In her free time, Debbie is an avid scuba diver and traveler. When she’s not out on an adventure, you can find her curled up with a good book at home.  

Day 1 | "Keynote: Cracking the Code: Understanding and Implementing Instant Payments Solutions" | 9:15 - 10:30am

Gary Stein

Partner & Chief Portfolio Officer, 99Fintech LLC

Gary brings 30+ years’ experience in financial services as a fintech practitioner, regulator, banker and consultant towards the development of safe and sustainable payment, deposit, and lending solutions. Gary leads the Risk and Compliance practice areas for 99FinTech. 

Prior to launching 99FinTech, Gary served as the US Chief Product and Compliance Officer for an international point of sale lending company where he developed the product strategy, Americanized the firm’s platform and market approach, built a comprehensive compliance management system, and helped to stand up a working enterprise in only 10 months. 

Gary previously led policymaking efforts related to consumer payments, deposits, unsecured credit, and data aggregation at the Consumer Financial Protection Bureau, where he served for 9 years. Among his accomplishments at the Bureau were creating the CFPB’s Consumer Protection Principles for both Faster Payment Systems and Consumer-Authorized Data Access; bringing substantial transparency to checking account overdraft by authoring groundbreaking publications and amending bank call reports; and publishing the Bureau’s Advanced Notice of Proposed Rulemaking on Section 1033. Gary was also a leading proponent and designer of U.S. real-time payments, serving on the Steering Committee of the Federal Reserve’s Faster Payments Task Force as well as the Fed’s Governance Framework Formation Team. 

Before joining the CFPB, Gary was co-founder and Partner at Capital Performance Group, a financial services strategy consultancy with a focus on launching new businesses and products, distribution planning, and performance improvement. Earlier in his career, Gary held roles at Furash & Company, Signet Bank, Coopers & Lybrand, and Andersen Consulting. 

Gary is a regular industry speaker and presenter and has been quoted frequently. 

Gary has an MBA from the University of Pennsylvania’s Wharton School and BS in Industrial Engineering and Operations Research from Virginia Tech, where he graduated cum laude. 

Day 2 | "The New Regs and What to do About Them" | 8:30 - 9:30am

Ian Mitchell

Founder and Board Chair, The Knoble

Ian Mitchell is a 25-year global fraud fighter and founder of The Knoble, a non-profit organization with the mission to unite the financial crimes industry to protect vulnerable populations and fight human crime (trafficking, scams, child exploitation, and elder abuse). Ian is also the co-founder of Mission Omega, a mission-driven fraud services company
that helps the financial industry enhance anti-fraud programs, defenses, and controls.

Ian is also a singer-songwriter who regularly shares his passion for living a life of purpose through music, speaking, and advocating for the fight against human crime and fraud.

Day 2 | "Banking with a Heart - A Human Being Behind Every Transaction" | 2:30 - 3:30pm

Jason Carone, AAP, APRP, CTM

Senior Vice President, ACH/EPN Product Management, The Clearing House

Jason Carone is a Senior Vice President at The Clearing House, responsible for product management of the Electronic Payments Network, the nation’s private-sector ACH Operator. In this capacity, he is responsible for implementing initiatives to drive growth for EPN and developing new product and service offerings. Mr. Carone also works closely with industry groups, senior bank management, regulators and other influencers to enhance the safety, soundness, and capabilities of the ACH Network.

Mr. Carone has more than 30 years' experience in Banking, Product Management, Operations, Consulting and Digital Banking, for various firms, including Silicon Valley Bank, Zions Bancorp, P&H Solutions, and US Bank. He received his undergraduate degree in Economics from the University of Utah and holds the Accredited ACH Professional, Accredited Payments Risk Professional, and Certified Treasury Manager certifications, and participates in a wide variety of industry forums.

Day 1 | "State of Play in Payments" | 1:15 - 2:15pm

Jennifer Aguilar

Senior Associate, Alston & Bird LLP

Jennifer Aguilar is a senior associate in Alston & Bird’s Financial Services & Products Group. She counsels financial services clients on regulatory and transactional matters, with a focus on payments laws and network rules.

Jennifer advises clients on matters relating to the Nacha Operating Rules and Guidelines, card network rules, the Electronic Funds Transfer Act (EFTA), Truth in Savings Act (TISA), Expedited Funds Availability Act (EFA Act) and Truth in Lending Act (TILA),and a variety of state laws.

Before joining Alston & Bird, Jennifer was an associate at a law firm in a leading consumer financial services group, where she advised clients on requirements relating to consumer protection and disclosures, deposit products, payment cards, credit cards, checks, and installment lending. She also served as counsel at the National Association of Federally-Insured Credit Unions (NAFCU), where she provided comprehensive compliance assistance on the federal consumer financial services regulations to the nation's credit unions.

Day 1 | "Fraud and Dispute Claims: Intake, Investigation, and Resolution" | Woodland CD | 2:30 - 3:20pm

Joni Hopkins, AAP

Vice President, Federal Reserve Financial Services

Joni Hopkins is a Vice President for the Federal Reserve’s Product and Relationship Management Group  based out of the Federal Reserve Bank of Chicago. Hopkins’ responsibilities include engaging and collaborating with community financial institutions throughout the United States to help define and prioritize system improvements that advance payment speed, efficiency, and security.   

Hopkins has been with the Federal Reserve System for over 25 years. Her background is rooted in advising community financial institutions across the United States related to payments.

In addition to her experience at the Federal Reserve, Hopkins has worked for two commercial financial institutions and a Payments Association. She was awarded the EPCOR Marquis Award for outstanding leadership, innovation and excellence in the development, implementation or advancement of electronic payments and risk mitigation solutions and is known as a champion for electronic banking services.

Day 1 | "Keynote: Cracking the Code: Understanding and Implementing Instant Payments Solutions" | 9:15 - 10:30am

Kevin Miyamoto

Co-Founder and COO, Identifee

Kevin Miyamoto is Co-Founder and Chief Operating Officer of Identifee, responsible for all operational and administrative procedures. Prior to working at Identifee, Kevin worked at Corporate Executive Board (now part of Gartner), and spent a number of years working in multiple roles in Wells Fargo’s Payments, Virtual Solutions, and Innovations Team. Most recently, Kevin was the Business Manager in Wells Fargo’s Sponsorship Team, managing over $850B of payment volume.

Day 2 | "Unlocking Efficiency in Banking: Levering AI for Streamlined Workflows" | Hearthside | 10:50 - 11:40am

Kevin Olsen, AAP, APRP, CHPC, NCP

The Payments Professor & SVP Innovation & Strategy, Pidgin

Kevin Olsen is the Payments Professor bringing enthusiasm and motivation to presentations. Viewing the world as a classroom which is exemplified in the professor’s “edutainment” ed-u-tain-mint (noun\ When education is motivating, informative, and fun) style of training as he seeks to educate and inform all on the latest developments and trends in the fascinating world of electronic payments Kevin develops programs, presentations, and articles designed to orient and educate financial professionals on a multitude of electronic payment topics. Kevin is also a certified business coach helping lead organizations to innovate and communicate in the ever-changing world of payments, including building of payment strategies with a focus on product development and use cases for faster payments (RTP & FedNow). You can find the Payments Professor on YouTube, Instagram, through the Payments Podium podcast and usually speaking at an event near you.  

Among his many certifications Kevin is an Accredited ACH Professional (AAP), an Accredited Payments Risk Professional (APRP), an NCP (National Check Payments Certification) and a Certified High-Performance Coach (CHPC) and holds a masters in industrial organizational psychology from Liberty University.   

Conference Emcee

Leslie Lee

Payment Product Strategy Specialist, Federal Reserve Financial Services

Leslie Lee is a Payment Product Strategy Specialist at the Federal Reserve Financial Services. With over 15 years of Fedwire® Funds Service product management experience, Leslie is currently managing the upcoming global ISO 20022 message format migration for the Fedwire Funds Service on March 10, 2025, focusing on industry readiness and customer testing. Prior to joining the Federal Reserve Financial Services, Leslie held various roles in marketing and communications at the Federal Reserve Bank of San Francisco. She lives in Brooklyn, New York with her husband John and daughter Ella, who will start high school in the fall.

Day 1 | " ISO 20022 Readiness for the Fedwire Funds Service" | Hearthside | 10:40 - 11:30am

Lisa Coffey

Chief Innovation Officer, Corporate America Credit Union

With over 30 years’ experience in payment services operations and product development for corporate credit unions, Lisa Coffey is a true expert and advocate for the credit union industry.  She was president of her own LLC Consulting Company, offering payment operation consulting services on best practices, strategic planning, product development & implementations, policy and procedure development and consultative solution selling. 

Lisa has served at the executive level for over 25 years as VP, Payment Operations, Chief Operations Officer and is currently the Chief Innovation Officer at Corporate America Credit Union. In her most recent role she oversees payment operations, product development and business development.  Lisa currently serves on The Clearing House’s Real Time Payments Advisory Committee, ePayAdvisors Board of Directors, Nacha’s Board of Directors and The Payments Institute 2024 Board of Regents

fall.

Day 2 | "Demystifying the “Game” of Risk" | Woodland AB | 9:45 - 10:35am

Mary Gilmeister, AAP, NCP

President & CEO, Macha/PAR

Mary currently serves as the President and CEO of Macha, where she has spent over 30 years driving innovation and excellence in the payments industry. She holds both the Accredited ACH Professional (AAP) and National Check Professional (NCP) designations and also leads Macha's compliance-focused subsidiary, Payment Advisory Resource (PAR). Throughout her career, Mary has made significant contributions at a national level, having served on the Nacha Board of Directors and numerous national rule-making committees. She chaired a nationwide Direct Deposit Campaign in 1998 and played a key role in the Federal Debit Collection Improvement Act of 1996. Her leadership has extended to developing programs in collaboration with the State Bar Association of Wisconsin and advocating for legislative changes to combat Financial Elder Abuse.

Mary’s expertise is highly sought after, and she frequently speaks at national conferences, including the annual Nacha conference. She also serves on multiple advisory panels, such as Nacha's Payments Institute Board of Regents, the NCP Advisory Panel, and The U.S. Faster Payments Council Advisory Board. In her current role as the Chair of the Payments Innovation Alliance’s Consumer Financial Exploitation Team, Mary continues to lead initiatives aimed at protecting vulnerable consumers, all while actively collaborating with the Consumer Financial Protection Bureau (CFPB). Her deep involvement in the payments ecosystem ensures that she remains at the forefront of industry trends, policy development, and advocacy.

Day 1 | "Welcome" | 9:00 - 9:15am

Mike Reynolds

Vice President, Technology Management Resources (TMR)

Mr. Reynolds is a 30+ year veteran in the banking technology and payments industry. 

As a frequent speaker at industry payment conferences, Mr. Reynolds brings a broad understanding of the key business, technology and management drivers affecting the payments industry today.

He is currently Vice President at TMR Solutions, Inc. 

Day 2 | "Is Checkless Lockbox the Future?" | Woodland AB | 10:50 - 11:40am

Nanci McKenzie, JM, AAP, APRP

Payments Expert, Federal Reserve Financial Services

Nanci McKenzie is an experienced speaker and a recognized expert in the field of payment technology. She currently a Payments Expert at the Federal Reserve Bank of Atlanta. With over 38 years of experience in the payment technology industry, Nanci has a wealth of knowledge and expertise in payment processing, fraud prevention, and risk management. 

Nanci has held senior leadership positions at financial institutions and payment technology companies, where she oversaw product development, strategic planning, deposit operations, compliance, regulations, audits and risk assessments. Her experience has provided her with a deep understanding of the payment technology landscape and the challenges that financial institutions face in this rapidly evolving industry. 

Nanci holds a B.S. in Business and Information Management from Seminole State College and a Juris Master's degree in Financial Regulation & Compliance from Florida State University College of Law. She is currently working toward her Master of Legal Studies from Thomas R. Kline College of Law at Drexel University in two concentrations, Financial Regulatory Compliance and Cybersecurity and Data Privacy. She is also an Accredited ACH Professional (AAP) and an Accredited Payments Risk Professional (APRP). 

Day 1 | "The Adventures of Being a Data
Detective: Locating and Evaluating Data
Soruces to Ensure Effective Transaction
Monitoring" | Woodland AB | 2:30 - 3:20pm

Norman Robinson

Retired, ePayResources

Norman is a graduate of Virginia Commonwealth University with a BS in Business Management and a minor in accounting. He served in the Army Reserve 1972-1979. He worked for the Richmond Federal Reserve 1973-1979, in a management training program with work in Check Collection, Staff Training, Float Analysis, and Internal Audit. He joined the Virginia ACH Association in 1979 as Executive Director, concurrently serving as Vice President of the Virginia Bankers Association. Served as President of the Commonwealth Assoc of Financial Professions. Certifications: Bank Management Certification, AAP, CTP.  Merged in WV, NC & FL changing the name to EastPay.  After 38 years leading the association as President & CEO of EastPay (now ePayResources) he retired in 2016 as President Emeritus.

Norman lives in Richmond, VA and is married to Joan (49 years) with four children and nine grandchildren.  In retirement, Norman earned a certification as a Master Gardener and always has his hands in the dirt.

Day 1 | "Payments Through Time: Reflecting on the Past and Charting the Future" | Woodland AB | 10:40 - 11:30am

Pamela Rodriguez, AAP, CIA, CISA

President & CEO, Southern Financial Exchange

Pam has a “Passion for Payments and People” and has over 30 years of experience conducting audits, risk assessments and speaking sessions for financial institutions and third-parties engaged in the ACH Network.  She has served on Nacha’s Payments Institute Board of Regents and APRP Oversight Panel.  She currently serves on Nacha’s Risk Management Advisory Group. 

Pam is President & CEO of Southern Financial Exchange (SFE).  Prior to joining SFE, Pam was President & CEO of ePayAdvisors and former EastPay Advisory Services and Executive Director of the Alabama ACH Association. 

Pam is a lover of music, enjoys gardening and the outdoors and spending time with her family.  In her spare time, she volunteers as a Magic Maker for Magic Moments, whose purpose is to provide happiness to children throughout the state of Alabama who have been diagnosed with chronic life-threatening illnesses. 

Day 2 | "Demystifying the “Game” of Risk" | Woodland AB | 9:45 - 10:35am

Paul Carrubba

Of Counsel, Adams and Reese, LLP

Paul is Of Counsel in the law firm of Adams and Reese LLP.  His primary focus is on Banking Law and legal issues dealing with payment system laws and regulations and bank operations issues.  He is a frequent speaker at industry trade organization events, vendor user conferences and Webinars on banking and banking law issues.  He serves as litigation consultant and expert witness in matters dealing with banking procedures and has over 49 years of experience in the financial services industry.  Before starting the practice of law, Paul was Executive Vice President and Managing Director of Carreker Corp., Dallas, Texas.  In this position, he had responsibility for the management of the P&L for the software business units.  Prior to joining Carreker, Paul started a consulting firm and provided bank operations consultation to banks in the U.S., litigation support and expert testimony, and legal services to financial institutions.   

Paul started his banking career at Deposit Guaranty National Bank in Jackson, MS where he worked for over twenty years.  At the time of his departure, he was Senior Vice President and Manager of Operations, served as Chairman of the Board of Directors of the Southern Financial Exchange, was a member of the Executive Committee and Board of Directors of the National Automated Clearing House Association (NACHA), a member of the Bank Administration Institute’s Council for Educational Services and the Operations and Technology Commission and Chairman of the Operations and Automation Committee of the Mississippi Bankers Association.  He is the author of six books including: Revised UCC Article 3 and 4, A Banker’s Guide to Checks,  Principles of Banking, and Remote Deposit Capture Practical Considerations. 

Day 1 | "Payments Through Time: Reflecting on the Past and Charting the Future" | Woodland AB | 10:40 - 11:30am

Paul Tomasofsky

Senior Vice President, Merchant Payments General Manager, North American Banking Company

Paul Tomasofsky is Senior Vice President, Merchant Payments General Manager at North American Banking Company involved with managing payments products. Paul is a seasoned payment systems executive with over forty years’ experience in retail financial services including bill payment, electronic invoice presentment, credit card acquiring, debit card issuing and acquiring, instant payments, ATM management, ACH, eCommerce payments, EMV and check truncation to name a few.  Paul currently serves on the Nacha Risk Management Advisory Group. 
 
Prior to joining North American Banking Company, Paul was a partner with the payments consulting firm, McGovern Smith Advisors from 2014 to 2021. McGovern Smith Advisors is a leading payments industry advisory firm whose goal is to combine unsurpassed industry knowledge and experience with deep understanding of the payments industry in order to assist clients in solving their most difficult and challenging business and government relations issues. 
 
Paul was the founding president of the Secure Remote Payment Council from 2009 to 2021. He was responsible for helping the organization fulfill its mission of supporting the growth, development and market adoption of debit based internet eCommerce and mobile channel payment methods that meet or exceed the security standards for pinned based card present payments. 
 
Paul was the president of Two Sparrows Consulting from 2003 to 2021. Two Sparrows Consulting advised numerous industry leading firms including First Data, Nacha, PULSE, SHAZAM, UNIONPAY, MoneyGram, HSBC, Fifth Third Bank, The Port Authority of New York/New Jersey, BITS, NBPCA, Q/S1 Data Systems, Bancorp Bank, The Clearing House, NYCE, VISA and MasterCard. It specialized in strategic planning, business development, management consulting, training, competitive analysis, and product development. 
 
Paul served as the Executive Director of the Debit Network Alliance from 2013 to 2021. Debit Network Alliance LLC (DNA) was owned by 10 U.S. Debit Networks, founded in December 2013. The goal of this collaborative effort was to provide interoperable adoption of chip technology for debit payments, while supporting security, innovation, and optimal technology choice. 

Day 2 | "Demystifying the “Game” of Risk" | Woodland AB | 9:45 - 10:35am

Peter Tapling, APRP

Managing Director, PTap Advisory, LLC

Peter Tapling is an advisor, board member and investor at the intersection of payments, risk, and emerging technologies. Prior to founding PTap Advisory, LLC, Peter acted as CCO for Spring Labs, CRO for Early Warning Services, and was founding CEO for Authentify. Peter serves as a strategic advisor and board member for several technology companies. Peter serves on the Board of Directors for the U.S. Faster Payments Council, the Board of Regents for The Payments Institute, as a technology advisor to the Board of Directors for ePayResources and as a member of the Federal Reserve Scams Information Sharing work group. Peter is an Accredited Payments Risk Professional and a member of the Association for Financial Professionals. 

Day 1 | "Digital Assets: Beyond the Hype" | Hearthside | 2:30 - 3:20pm

Day 1 | "Ripped from the Headlines" | 3:45 - 4:45pm

Richard Oliver

Retired, Federal Reserve Financial Services

Richard Oliver, payments system and strategic planning consultant, retired in 2011 as an Executive Vice President of the Federal Reserve Bank of Atlanta, where he spent 38 years overseeing technology and payments system services, including check, ACH, and wire transfer. From 1998 to 2010, he was the Federal Reserve System’s Retail Payments Product Manager with profit and loss responsibilities for the Fed’s $750 million check and ACH businesses. During 2010-2011, Oliver served as head of the Retail Payments Risk Forum, where he co-led a mobile payments industry effort to explore the evolution of mobile payments in the United States. Over the past several years he has delivered many industry speeches, taught at industry schools, and facilitated nearly a dozen strategic planning initiatives for payments organizations, banks, and universities. In 2010, he received the prestigious George Mitchell Payments System Excellence Award from the National Automated Clearinghouse Association. He and his colleague George Warfel have published a book on payments, The Story of Payments. 

Day 1 | "Payments Through Time: Reflecting on the Past and Charting the Future" | Woodland AB | 10:40 - 11:30am

Scott Jones

Partner in Charge, Jackson, Adams & Reese LLP

Scott Jones is a partner on the Financial Services Team at Adams and Reese LLP and is licensed in DC, TN and MS. He works with financial institutions throughout the United States on payment systems, payments fraud, and bank operations, including treasury management services, wire transfers, ACH transactions, online banking, mobile banking, instant payment services (RTP and FedNow), and emerging payment systems and methods. Scott assists financial institutions with agreements for each of the following products and services and he also works directly with financial institutions and companies in responding to potential losses arising from payments fraud.  He began his practice as a litigator and has approximately 20 years of experience advising clients on risk-minimization and best practices for avoiding litigation. Scott regularly speaks at payments-related conferences across the United States. 

Day 2 | "Authority, Authentication, and Account Validation: A Review of Legal Obligations, Liabilities and Risk" | Woodland CD | 9:45 - 10:35am

Scott Miller, NCP

Vice President of Sales and Relationship Management, The Clearing House

Scott Miller is a Vice President of Sales and Relationship Management at The Clearing House.  In this capacity, he is responsible for overseeing the growth and retention of financial institution members across all product lines of the organization.  Mr. Miller began his tenure at ECCHO in 2005.  ECCHO was subsequently acquired by The Clearing House in early 2018.  

Prior to joining The Clearing House, Mr. Miller spent 22 years at the Federal Reserve System, holding various sales and operational positions. 

Day 1 | "Keynote: Cracking the Code: Understanding and Implementing Instant Payments Solutions" | 9:15 - 10:30am

Todd Koehn

Vice President, Faster Payments Solutions, Bankers' Bank

Todd Koehn, VP Faster Payment Solutions at Bankers’ Bank, has more than 18 years of payments and financial industry experience, with past roles at payments providers and core processors, he has presented to over 250+ Community Banks on RTP/FedNow. Todd understands the technology needs of community banks to help them serve a diverse customer base while at the same time, making their processes more efficient and how to save money or make money with these new payment rails. Todd helps community banks better understand Real Time Payments/FedNow, how RTP/FedNow can help retain, attract and grow critical banking relationships and the benefits of adopting Bankers’ Bank’s Aite-Novarica awarding Funding Agent Solution with liquidity management to facilitate settlement.

Todd is a member of the Bankers’ Bank Strategic Planning Committee for all things payments, including instant payments, instant settlement and Crypto. He also works with community banks to create effective payments & technology strategies and seeks out new partnerships for Bankers’ Bank.

Day 2 | "Why Instant? Why Now?" | Hearthside | 9:45 - 10:35am